How do you prioritize debt? Well, you look at the most important one, the one that will lead to more problems, knock on effects. A lot of clients, we have talked to us and we tell them that you're going to lose your license because of the fact that you've been made...

This is debt, which is slightly more complicated. Why the control of the value of that asset is not in your hands. And if the market falls, sources devalue that asset because of their own understandings. The impact it has on you is indirect, but it's direct in...

What should I do if I know somebody who has a debt problem up in this very difficult year where businesses, individuals, people is suffering? I think first and foremost we should wish everyone a wonderful New Year and we hope that the New Year is full of changes...

There's lots of conspiracy around the vaccine being created to kill off the African population so that a lot of resources can be taken. The population is quite an easy way of then going in and then taking over a country with minimal resistance. But that's possibly,...

It happens pretty much thousands of times every day in London and then fortunately, that's just the norm of the way the London property market can work. It's only convoluted and complicated and difficult to deal with. But if you can see the wood for the trees and...

We’ve got high net worth of investors or buyers that want to buy through us because we will have a lot of buying power for them and I'm also qualifying their properties. Those funds are already there from various buyers I work with, so I'm saying they've already...

I think the major challenge is going to be if you've got a position where you highly, somewhat highly geared or middle geared, then you can't really change that position and you may not be able to change it quick enough. So I would say some of the fundamental words...

In spite of this entire environment of the virus and lockdown and what not - can you determine focus? I think it's important to have good people around you who give you solid, sound advice, and I think it's important to listen and be conscious of yourself and of...

The question is there should be more transparency from the media machine to actually talk about the truer picture of what Omnicom really is and the real things that are happening in South Africa post it being released over here and what's been going on over here....

The topic for today will be good news for borrowers because the central bank interest rate has decided to stay low for another quarter 0.1% so excellent news for borrowers, and I think it's a good way to welcome in the new year, give people a feeling that life...

We've looked at what conditions there are, what items affect the ability to raise money, like having a good credit file, making sure there is enough equity in the asset to raise money against and other techniques. What are the various different methods of raising...

Debt settlement becomes very difficult if the creditor is not willing to be flexible. Flexibility is very important in trying to settle the debt because the rigidity of the creditor can affect the ability of the debtor to pay and reasonableness has to be applied in...

How would you refinance your assets now? Why that topic has been set about is because we're looking at the matter of settling debt, Now, in order to settle debt, you need to have money. It's all like talking to the banks and saying to them, Look, I will refinance...

How would you consolidate your debts? So number one, I would say to you, if you've got any type of debt issues, you probably want to make sure you get your assets cleared up and get them tied up and consolidated. Now, consolidation is quite a complex word for some...

Raising finance is actually quite easy. It's not difficult to raise finance; it's actually finding the best product, best solution to your personal circumstances, understanding how long we want the money for what the purpose is. So, all these things we would audit...

As we said before, if you're just starting off, then I think one of the first things that a lot of people ask me is equity release doesn't apply to me, but technically it does because you may have a friend, a business colleague, or family that want to support you...

How does equity release work? Interest is charged on the amount that you release with your equity release plan, with interest rates typically fixed for life. Our equity release products are designed to run as long as your home remains your permanent residence. Your...

What is negative equity? A property is in negative equity if it’s worth less than the mortgage/lending you have on it, and it’s normally caused by falling property prices. Example: If you bought a property for £150,000, with a mortgage for £120,000 and the property...

What is equity release? Equity release is a way for older homeowners to access some of the money (the equity) that is within the value of their home. Why would you want to first settle the debt? What are the reasons somebody wants to settle the debt? A lot of...

What is Debt Settlement? Debt settlement, also called “debt relief” or “debt adjustment” is the process of resolving delinquent debt for far less than the amount you owe by promising the lender a substantial lump-sum payment. Depending on the situation, debt...